Portfolio Restructure

Buying a commercial property can be a complex procedure. At Kind Commercial, we do the work on your behalf. Contact us and speak to a  Portfolio Resture specialist today.

Restructure Specialists

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We can help you to secure the necessary loan to begin a project, as well as refinancing a prior loan on completion of a development project. There are a handful of reasons you may want to do this. The first is that your current loan may be at a high-interest rate. Because of the time sensitive nature of development projects, you may have taken out a bridging loan.

Although this is ideal for securing finance quickly, bridging loans typically come with high-interest rates, meaning that you may need to refinance this loan upon completion of your project. Another reason is that you may wish to refinance upon completion to fund additional works on a new project or release funds for your next project.


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If you’re refinancing a bridging loan, there are some potential barriers. For example, not all lenders are comfortable with refinancing a bridging loan, and some lenders will require the existing loan to have run for a set period.

You may also need to refinance on completion because your initial plan of selling upon completion is not loner possible. Changes in the market may prevent you from finding a buyer, or you may be waiting for an offer. In this situation, a short term refinances solution may be required between completion and sale.

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4th Floor, St James House
St James Square
Cheltenham GL50 3PR

Tel0121 623 7191
Email - hello@kindcommercial.com


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Kind Commercial Limited is Authorised and Regulated by the Financial Conduct Authority Ref – 717766 We are a Broker, not a Lender.


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© Kind Commercial Limited. Company Registered in England & Wales. No. 09339868. We may receive a commission that will vary depending on the lender, product or other permissible factors, the nature of any commission model will be confirmed to you before you proceed. If we receive a commission, this will not affect the price payable by you. We do not have any influence over the interest rate you will pay as this is set by the lender. A copy of our complaints procedure is available upon request.